Net Worth Calculator
Your net worth is everything you own minus everything you owe. Fill in the boxes that apply to you; leave the rest empty.
Your net worth
$0
- Liquid net worth
- $0
- Debt-to-asset ratio
- –
Liquid net worth is cash and investments minus credit cards and other short-term debts: roughly what you could reach within weeks without selling your home or car.
A planning aid, not financial advice. Property and vehicle values are estimates; use what they would realistically sell for.
How to use your net worth
- Use today's values: the balance in each account, what your home or car would sell for now, and the amount still owed on each loan.
- Recalculate on the same day every few months. The direction matters more than the number: a rising net worth means your plan is working.
- Watch liquid net worth too. A high net worth tied up in a home won't pay an unexpected bill; cash and investments will.
Deciding where extra money should go first? Read our guide: Savings Basics: Prioritizing Goals and Allocations
Want to keep your savings, investments and debts in one place, privately on your phone? See Volora, the net worth tracker
Guides on this topic
- How to Calculate Your Net Worth: A Step-by-Step Example
Net worth is what you own minus what you owe. How to add it up step by step, what to count, liquid net worth, debt-to-asset ratio, and why the trend matters.
- The Rule of 72: How Fast Will Your Money Double?
Divide 72 by the yearly rate to see roughly how many years it takes to double. Using it for savings, inflation, fees and debt, and where it stops being exact.